applied ai July 7, 2026 5 min read
Your Fintech Platform Can Build Almost Anything Now. That's the Problem.
AI made software cheap to build. For banking and fintech platforms, that did not remove the bottleneck. It moved it, and exposed the one layer most platforms are missing.
Cheap software did not solve the platform's problem, it moved it. The scarce layer now is the forward-deployed builder who turns a partner's need into working, trustworthy software fast enough to close the deal.
Keith Pattison
AI Builder @ Black Flag Design